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Topstep Express Funded Account (Standard) 150K rules

Checked on Topstep's own pages on October 24, 2026. Rules change: Topstep's dashboard is the final word.

Funded account

Max drawdown
$4,500: a trailing drawdown that follows your highest end-of-day balance. It stops trailing once the floor reaches $150,000 (the starting balance + $0) and stays there. Touching it at any moment, open trades included, fails the account. After a payout the floor resets to $150,000. source
Daily loss limit
$3,000, measured from the balance at the start of the trading day, open trades included. Hitting it stops trading for the rest of the day; the account stays open. source
Trading day
The trading day starts at 5:00 PM US Central time; daily limits reset then. Positions must be closed by 3:10 PM US Central time. source
News trading
No trading from 5 minutes before to 5 minutes after: CPI, FOMC rate decision, FOMC press conference, NFP, PPI. source
Inactivity
At least 1 trade per month, or the account can be closed. source

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