Topstep Express Funded Account (Consistency) 100K rules
Checked on Topstep's own pages on October 24, 2026. Rules change: Topstep's dashboard is the final word.
Funded account
- Max drawdown
- $3,000: a trailing drawdown that follows your highest end-of-day balance. It stops trailing once the floor reaches $100,000 (the starting balance + $0) and stays there. Touching it at any moment, open trades included, fails the account. After a payout the floor resets to $100,000. source
- Daily loss limit
- $2,000, measured from the balance at the start of the trading day, open trades included. Hitting it stops trading for the rest of the day; the account stays open. source
- Trading day
- The trading day starts at 5:00 PM US Central time; daily limits reset then. Positions must be closed by 3:10 PM US Central time. source
- Consistency rule
- Your best day can be at most 40% of your total profit to request a payout, counted since your last payout. Going over doesn't fail the account; payouts wait until it's met. source
- News trading
- No trading from 5 minutes before to 5 minutes after: CPI, FOMC rate decision, FOMC press conference, NFP, PPI. source
- Inactivity
- At least 1 trade per month, or the account can be closed. source
Work it out for your account: Topstep daily loss calculator · Topstep drawdown calculator · Topstep consistency calculator · Topstep profit target calculator
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